CRED Flash from CRED

July 17, 2023 By techwithin 0

CRED Flash is a Pay Later service introduced by CRED. Anybody using CRED having good CIBIL score can get Flash pay later service, one will be notified in the CRED app itself.

Initially I was given 5000 INR Limit, myself using CRED nearly 1 year and I rate CRED the best Credit Card payment application.


Coming towards CRED Flash, one can use the limit to pay bills and supported merchants mainly like Swiggy, Apollo Pharmacy, Urban Company and others listed in CRED App.

One cannot use the limit to pay to UPI or Scan QR nor pay Credit Card bills which is offered by PostPe.

Can also be used to pay different types of bills like electricity, prepaid recharges, etc. and earn cash back too.

Paying Cred Flash Bill

Bill generated can be paid easily by UPI.

Bill needs to be cleared by 5th of following month, there are late fees associated if not paid within due date.

Cred Flash charges

Currently there are no additional fees like convenience fee or any extra fees, you only have to pay what you have used without any additional amount within due date.

CRED – Pay CC Bills & Get Rewarded

The CRED is one of the best Credit Card bill payment platforms that support almost all banks credit card, every user will get assured cash back on every bill paid over 1000 rupees.

The Cred app also features CRED Pay UPI which is just like other UPI apps where you can use to pay via QR Scanners at stores and UPI handles with best cash back offers compared to others.


CRED Coins

CRED has an unique feature called CRED Coins which can be earned within the application by various means and can be used to get discount offers with various partners.


Coming towards cashback or rewards PayTM only offers points towards Card payments whilst PostPe provides 0.4% cashback for every payment having said that payment made by UPI.

Axis Bank Credit Card payment via PayTM will take anywhere between 5 minutes to 2 days to settle the payment and in PostPe and MobiKwik it takes 2 to 3 days to settle in the bank.