Recharge Cashback Amazon, MobiKwik, CRED

July 12, 2023 By techwithin 0

Mobile Recharge Amazon, MobiKwik, CRED : Best Mobile Recharge Cashback Offers

As there is rise in number of UPI apps so does the competition, many UPI apps offer cashback on prepaid and bill payments. Best of all is Amazon Pay which offers the highest cashback on prepaid recharges compared to others, and users having Amazon Pay ICICI card can also benefit 2% cashback for bill and prepaid recharges. Next comes MobiKwik, not only offers supercash which can be utilized for 5% discount on next recharges and bill payments, ZIP feature can be useful for users who got it approved. Finally CRED, CRED is actually a Credit Card Payment application, alongside it now offer CRED Pay UPI and other features such as recharge, bill payments and other payment option for merchants with best cashback too.

Top Three

Recharge Cashback
  1. Amazon Pay : Supports UPI as well as Wallet

Can be used to recharge mobile, pay postpaid bills, utility bills, credit card bills and other with guaranteed rewards.

Recent addition of Amazon Pay is one can transfer funds available in wallet to our bank account or others just like UPI, to do so one has to have their account KYC completed. Only funds added via UPI or Net Banking are eligible for this.

Cashback which earned from Amazon cannot be transferred to bank accounts nor be used to pay credit card bills, can only be used to do recharge or pay bills and also can purchase products on Amazon.

2. MobiKwik

Can be used to recharge mobile, pay postpaid bills, utility bills, credit card bills.

Mobikwik supports to transfer funds added from Credit Card to bank account and nominal 4% fee, only for KYC customers. This features is very helpful when we need cash from our credit card rather directly withdrawing from ATM which has heavy charges compared, not only if needed we can even convert the transaction to EMI, as far I know, RBL Bank, SBI Bank, Kotak Bank supports converting the funds added to wallet above 2500 INR the only Axis Bank Credit Card won’t support this feature.


CRED is the number one Credit Card payment application. Most of the banks card payments made are instantly settled. RBL Bank, AXIS Bank , SBI Bank , ICICI Bank cards are instantly settled while Kotak Bank cards take 2 days to get settle but the payment date will be marked as payment we made that day.

CRED is the only app which pays cashback for the payment above 1000 INR, they call them mystery cashback.

Coming to recharges and bill payment, it supports paying from the CRED balance which is won by rewards along with UPI and Credit Cards.

Though cashback from CRED for recharges and bill payment is maximum 3 to 5 INR regardless of the bill payment we made but that is guaranteed for every transaction above 100 INR.