End of SMS OTP? RBI’s New Digital Payment Rules Explained (Effective April 2026)
November 24, 2025Beyond the SMS OTP Effective April 1, 2026, the Reserve Bank of India (RBI) is changing the security framework for every digital payment in the country. While Two-Factor Authentication (2FA) remains mandatory, the system is finally moving past its decade-long reliance on the unreliable SMS…