Step Up Credit CardOctober 20, 2022
Step Up Credit Card is a Credit Card issued by SBM Bank partnered with PaisaBazaar is a Secured Card which is given against fixed deposit. Anyone above the age 18 can get this card regardless of their income proof, only thing needed is minimum deposit of 2000 Rupees to get the card with 100% limit, maximum amount one can deposit is 1 Lakh. User can have 3 different FDs in the same account and limit to the card till the maximum 1 Lakh.
You can enjoy all the features of the regular Credit Card except only one thing is that you cannot convert the transactions over 3000 Rupees in to EMI, the only reason for this is I believe that user can close the FD whenever they want or they have opted for shorter FD period.
User can earn reward points and convert it to cash easily in the application.
User will earn 6.4% interest on their Fixed Deposit.
Interest charged for purchases is 36% PA.
Anybody interested to get this card simply download PaisaBazaar application and complete KYC details using Aadhar and get the virtual card immediately after making first FD, after 30 days or so you will get a physical card delivered to your address. Note the card is issued by RuPay that means card is valid only in India. Virtual Card can only be used online while Physical Card can be used where ever RuPay is accepted be it online or offline.
Step Up Credit Card Offers : You will also get offers from BookMyShow time to time, you can get up to 150rs off tickets. At Amazon you can get offers up to 500rs off on RuPay Credit Card offers time.